Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The right cash-back credit card can help you offset the cost of your regular spending, especially if it offers bonus rewards for common purchases.
If you want to add a new cash-back card to your wallet, the Blue Cash Everyday® Card from American Express is worth a look. This card offers big rewards in popular spending categories — including U.S. supermarkets — and several other perks you don’t commonly see.
Cardholders can get up to a $7 monthly statement credit after using their enrolled Blue Cash Everyday Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites (subject to auto-renewal).
When you pay for a rental car using your card and decline the company’s collision damage waiver, your card will provide secondary rental car collision and theft coverage. In the event of loss or damage, you’ll need to file a claim with your primary insurer first. That said, the secondary coverage could fill any gaps your primary insurance won’t cover.
Eligibility and Benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
With the Blue Cash Everyday Card, you can access Amex Offers and Experiences. These programs let you earn extra rewards on certain purchases and access exclusive events and ticket presales.
This card offers its highest earning rate (3%) in three common categories: U.S. supermarkets, gas stations, and online retailers. Heavy spending in those areas will help you maximize your rewards with this card.
However, there is a spending cap: You’ll only earn 3% back on the first $6,000 spent in each bonus category annually. After that, you’ll get 1% back on these purchases.
All other expenses will also net you 1% back on the Blue Cash Everyday. You won’t earn rewards on balance transfers or cash advances.
While many families can maximize this card’s bonus categories, redemption options are more limited than some competitors. You can redeem the rewards earned with this card for statement credits or Amazon purchases. There’s no minimum redemption amount, though you must link your card to your Amazon account to use your rewards for merchandise.
The Amex Blue Cash Everyday Card is best for those seeking a cash-back card offering no annual fee and generous rewards. While many competitors offer earnings rates from 1% to 2%, this card will net you 3% back in its top categories. Moreover, its bonus earnings at supermarkets, gas stations, and online retailers are common expenses for most, making it easy for many families to maximize their rewards.
This card also has a generous introductory APR, making it a good choice if you’re making a large purchase soon or want to transfer high-interest debt and pay it off. After the intro rate expires, the regular APR kicks in.
Check out all the best Amex cards
Generous cash-back earnings
Introductory APR for both purchases and balance transfers
Easy-to-earn welcome offer
Statement credits available
Foreign transaction fee of 2.7%
Earnings caps of $6,000 apply in bonus categories
Late payment fees of up to $40 apply
American Express cards aren’t as widely accepted globally as cards on the Visa or Mastercard networks. Despite this, they can be used for most purchases in the United States. Amex indicates that it has a 99% acceptance rate in the U.S., so you can feel confident that your card will work no matter where you’re traveling within the country.
If you plan to use your card abroad, be mindful of its 2.7% foreign transaction fee. Acceptance rates will likely be lower internationally, so consider using another card with no foreign transaction fee for purchases abroad.
Online through your Amex account
Via the American Express mobile app
By mail:
American Express
P.O. Box 96001
Los Angeles, CA
90096 – 8000
By phone: 1-800-472-9297
You can contact American Express customer service by phone at 1-800-528-4800 24 hours a day, 7 days a week. You can also sign into your Amex account for assistance or visit the FAQ page.
If the Blue Cash Everyday Card doesn’t sound like the best choice for you, consider other top rewards cards that could be a good addition to your wallet.
Why we like it: If you prefer to maximize rewards on your grocery spending, the Blue Cash Preferred might be a better option. As a cardholder, you’ll earn 6% back at U.S. supermarkets (up to $6,000 annually, then 1%) and on select streaming services, 3% back at U.S gas stations and on transit purchases, and 1% back on everything else. New card members can also benefit from the generous introductory APR on new purchases and balance transfers (see rates and fees, terms apply.)
Read our full Amex Blue Cash Preferred Card review
Why we like it: If you’d rather not track spending categories, the Capital One Quicksilver could be a good alternative. This card offers a straightforward rewards structure: Get 1.5% unlimited cash back on all purchases made with your card. New cardholders can also earn a $200 bonus after making $500 worth of qualifying purchases in the first three months.
Read our full Capital One Quicksilver Cash Rewards review
Why we like it: If you’re a fairly frequent traveler who enjoys dining out, the Capital One Savor Cash Rewards Card is worth considering. As a cardholder, you’ll earn 5% cash back on rental car and hotel bookings through Capital One Travel, 3% back on dining, entertainment, select streaming services, and grocery stores, and 1% back on everything else.
Read our full Capital One Savor Cash Rewards review
This article was edited by Alicia Hahn
Editorial Disclosure: The information in this article has not been reviewed or approved by any advertiser. All opinions belong solely to Yahoo Finance and are not those of any other entity. The details on financial products, including card rates and fees, are accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information. This site doesn’t include all currently available offers. Credit score alone does not guarantee or imply approval for any financial product.
Source: Yahoo Finance
